VOLVO CAR - Used Car History Car Reviews and Auto Consumer Guide on Free VIN Check , Kelley Blue Book , VIN number , AutoCheck Guide, auto insurance , auto warranty , Check Lemon Cars , Kelley Blue Book value, and used car history

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VOLVO CARS OF NORTH AMERICA

Lease or Finance?

 

Whether you lease or finance your new Volvo depends entirely on you. Explore the benefits of each and discover which one suits you best.

WHY LEASE YOUR VOLVO? WHY FINANCE YOUR VOLVO?
  • Requires little or no money down.
  • You can afford a relatively high down payment or you have a car with equity to trade in.
  • Your financial situation does not allow large monthly payments for an extended period of time.
  • You want to modify your car with non-factory options.
  • You drive a new vehicle every three to four years.
  • You want to keep your car for several years.
  • You drive about 15,000 miles per year (or less).
  • Your annual driving mileage exceeds the typical mileage allowance of a lease. (The typical Volvo lease has a 12,000 or 15,000 annual mileage allowance.)
  • If desired, you can purchase your lease vehicle at the end of your lease.
  • You want the flexibility to own your car and sell it at any time.

Whether you lease or finance your Volvo, you have a variety of choices. Learn about Volvo leasing options here.

LEASING OPTIONS
Single Payment Lease
The Single Payment Lease represents the ultimate in carefree leasing - just make one upfront payment* and say good-bye to monthly payments, thus lowering your total cost when compared, term for term, to a traditional lease.

Payment Option Plan
The Payment Option Plan** enables you to make your last monthly payments in advance. By pre-paying up to nine of the last monthly payments, you can lower your monthly payment†.

Multiple Security Deposit Lease
The Multiple Security Deposit Lease†† allows you to make up to nine additional security deposits. Each additional security deposit reduces your monthly payment. And, a lower monthly payment means a lower payment over the life of your lease!

College Graduate Program
The College Graduate Program from Volvo Finance rewards new graduates with the opportunity to lease or finance a Volvo. To take advantage of this program, you need to have only your diploma, proof of employment or other reliable source of income, and meet a few simple criteria. You do not need a parent to co-sign. With your degree in hand, Volvo Finance can help you get behind the wheel of one of Volvo's exciting high-performance and versatile cars, while building a credit history in your name†††.

Options to Fine-Tune Your Lease
Odd-Term Lease
Who says agreements must be 24, 36 or 48 months in length? What if a 39-month agreement better fits your trading cycle or budget? Whatever your personal requirements, your Volvo retailer can help customize the term of your Volvo Value Lease.

Flexible Mileage Allowance
If your annual driving mileage exceeds our 12,000 or 15,000 mileage allowance, your lease can be tailored up front to more closely meet your needs.

Volvo Quick DebitTM
For the smart money manager looking to further simplify his or her life, Volvo Finance offers Volvo Quick Debit. Each month, your payment can be automatically deducted from your designated bank account. No checks to write. No bills to mail. No late payments. Simple and carefree leasing from Volvo.

Convenient Consolidation of Expenses
Expenses such as taxes and registration, accident and health insurance, or an extended service plan can easily be included in your monthly payment.

*State and local fees and taxes may be required to be paid during the lease term. Disposition Fee or Purchase Fee and excess mileage and wear and use charges may be required to be paid at the end of the lease. See the Volvo Closed-End Lease Agreement for details.

** Where available.

† The payment of state or local taxes and fees may be required during the term of the agreement.

†† The Multiple Security Deposit Lease may not be available in all areas.

††† Documentation acceptable to Volvo Finance North America, Inc. Subject to credit approval.

Contract terms may be limited by the year and mileage of the selected vehicle. See your authorized Volvo Retailer for program specifications.

Learn about Volvo financing options here.

FINANCING OPTIONS


College Graduate Program
The College Graduate Program from Volvo Finance rewards new graduates with the opportunity to lease or finance a Volvo. To take advantage of this program, you need to have only your diploma, proof of employment or other reliable source of income, and meet a few simple criteria. You do not need a parent to co-sign. With your degree in hand, Volvo Finance can help you get behind the wheel of one of Volvo's exciting high-performance and versatile cars, while building a credit history in your name*.

Fine Tune Your Finance Contract
Flexible Terms
Terms for 24 to 60 months are available, including odd-term financing. Whatever your personal requirements, your Volvo retailer can help customize the term of your Volvo Value Finance contract.

Volvo Quick DebitTM
For the smart money manager looking to further simplify his or her life, Volvo Finance offers Volvo Quick Debit. Each month, your payment can be automatically deducted from your designated bank account. No checks to write. No bills to mail. No late payments. Simple and carefree financial services from Volvo.

Convenient Consolidation of Expenses
Expenses such as taxes and registration, accident and health insurance, or an extended service plan can easily be included in your monthly payment.

* Documentation acceptable to Volvo Finance North America, Inc. Subject to credit approval.

Contract terms may be limited by the year and mileage of the selected vehicle. See your authorized Volvo retailer for program specifications.


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