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Benefits of Leasing

The benefits of leasing offer significant freedom in terms of capital investment and contractual obligations. In general, the major benefits of leasing a Lexus are:

- Reduces monthly payment amount.
- Reduces the need for cash down payment.
- Makes it easier to upgrade to a more expensive model.
- Makes it easier to enjoy a new vehicle more often.
- Makes it easier to keep up with the latest vehicle technology.
- Permits you to return the vehicle at lease end and walk away, assuming there are no charges for excessive wear and use and/or excess mileage after payment of the disposition fee, if any.
- Provides the option to buy at a fixed price.
- Reduces the hassle at trade-in time.

Please note that pricing may vary, so the benefits of leasing versus retail financing may vary.

Finally, all Lexus Financial Services leases are "closed end." At the end of the lease, assuming the vehicle is returned in the condition outlined in your lease agreement, your obligation ends. There is no car to trade in, and there are no negotiations on its value toward the purchase of a new car. You may lease or buy a new model, or you may elect to purchase the automobile.

Available leasing programs:

Custom-Tailored Lease

Our newest financing program is designed to maximize the benefits of leasing while offering flexibility in the size of your payments. When leasing, payments are limited to the portion of the vehicle you expect to use over the specified term. Our Custom-Tailored Lease allows you to maximize your money management even further with additional lease features such as the 1Pay Lease, Multiple Security Deposit and Low Mileage Lease Programs.

With the Custom-Tailored Lease plan you can enjoy the luxury of driving a new Lexus every few years, without the burden of negotiating trade-in values. You may also elect to upgrade to a larger Lexus (without worrying about finding a buyer for your existing vehicle), select monthly terms from 24 to 60 months, and minimize your initial down payment when compared to traditional financing.

Certified Pre-Owned

Certified Pre-Owned Lexus Vehicles are vehicles that have been reconditioned to the exacting standards one would expect from a Lexus. A vehicle is "certified" once it passes all required inspections to ensure that engine, transmission, suspension and electrical components perform as originally designed. These vehicles are available through Lexus Financial Services, with either new-vehicle leases [1] or flexible terms of purchase. Our commitment to service continues with a comprehensive limited warranty and Lexus 24-hour Roadside Assistance. Current year through 5-year-old Lexus vehicles are eligible under this program. See your Lexus dealer for details.

1Pay Lease

This program saves you money and allows you to avoid the hassle of monthly payments. It permits you to prepay all monthly payments in a single total lease payment at lease signing. This single total lease payment is less than the amount you would pay over the life of a conventional lease.

Multiple Security Deposit

Multiple Security Deposit (MSD) allows you to make up to nine additional security deposits at lease inception, thereby reducing monthly payments substantially. The additional security deposits reduce your monthly payments and are refunded to you at the end of the lease period.


This program rewards qualifying repeat Lexus Financial Services customers with lower monthly payments and a security deposit waiver. You can also combine the benefits of Encore with other programs' features.

Low Mileage Lease

You may benefit from lower monthly payments with LFS's Low Mileage Lease Program. All new Lexus vehicles are eligible and 36- to 60-month terms are available. A charge will be assessed for every mile driven that exceeds 12,000 miles on average per year.

Lease features:


The Lexus AutoCheque Program allows you to make your car payments through the convenience of electronic debit. With this program, your vehicle payments are automatically transferred to us each month from an account you designate, saving you from the time and inconvenience of preparing and mailing a check.


The Lexus ePay Program allows you to view, update, cancel or schedule payments and check the status of your processed payments.

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The Consumer Guide® Vehicle History Report provides information pertaining to a vehicle's title, registration and usage history. Consumer Guide® obtains this information from Experian Automotive Information Services, Inc. Each report displays the results of comprehensive search for: major accident damage; salvage or junk vehicles; damage from hail, flood or fire; mileage discrepancies or odometer rollback; gray market vehicles (vehicles manufactured for non-U.S. markets that may not comply with emission and/or safety standards - does not include imports originally made for the U.S. market.); lemon vehicles; vehicles designated as rentals, taxis or fleet usage; abandoned or forfeited vehicles; records of theft; liens that represent ownership interests or unpaid judgments.

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